Getting a credit card in China isn\u2019t the same as back home. China based banks will not readily give out credit cards to foreigners. That can be annoying since credit cards are a vital tool for a traveling professional and without one, it makes life abroad that much more difficult. If you’re in the market for a credit card in China, check out our tips of how to apply.<\/p>\n\n\n\n
The reason why banks are reluctant to offer cards is because they are worried that as a foreigner you can run up a debt then jump on a plane and never return. It\u2019s called \u201cflight risk\u201d. Keeping this in mind, when applying for a card you’ll need to give the bank different options for them to collect on the potential debt, even if you disappear. That way you’ll have a stronger chance at being approved for a card.<\/p>\n\n\n\n
–<\/strong> Valid work visa
–<\/strong> Income certification
–<\/strong> Proof of address (such as a bank statement)<\/p>\n\n\n\nYou need one of these to prove you are good for the money:<\/h3>\n\n\n\n